Rising Rates Benefit Savers

Higher interest rates can be a complication for stocks and bonds, but they can be beneficial for those looking to park some cash and make a little money. With interest rates on the rise, individuals can earn more interest on their savings. This can be especially beneficial for those who have been waiting for interest rates to rise before investing their cash. ## What are Money Market Funds? Money market funds are a type of investment that allows individuals to pool their money together to invest in low-risk, short-term debt securities. They are often used by individuals and businesses to manage their cash and earn interest. ## How to Invest Investing in money market funds is relatively straightforward. Individuals can invest directly in a money market fund or through a brokerage account. ## What to watch

• Look for funds with low fees to maximize earnings
• Consider the credit quality of the fund's investments
• Monitor interest rates to determine the best time to invest